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AIG American International Group

insurance · 2026-10-12

N/A
too hard · 34
Owner-earnings value$72.47
Price$77.04
Margin of safety -5.9%

Quality gate · 34/100

Returns on capital 4.7/30
Consistency 8.5/22
Margins / pricing power 6.4/16
Balance sheet 3.0/16
Cash conversion 5.0/10
Capital allocation 6/6

⚠ weak through-cycle ROE (8%)

Median ROE7.8%
FCF conversion109%
Share count / yr-9.8%
Profitable years3/4

Moat & management

Owner-earnings inputs

Owner earnings (TTM)2.96B
Owner-earnings yield7.4%
Free-cash-flow yield9.6%
Growth used (normalized)0.0%
Terminal growth3.0%
Discount rate (hurdle)7.6%

⚠ financial — owner earnings ≈ net income · financial — valued by residual income (ROE vs cost of equity on book equity)

History

DateQualityPriceValueMoSRating
2026-10-12 34 $77.04 $72.47 -5.9% N/A
2026-09-09 34 $74.68 $80.39 +7.7% N/A
2026-08-07 34 $79.97 $89.33 +11.7% N/A
2026-07-07 34 $80.75 $90.90 +12.6% N/A
2026-07-02 34 $76.59 $91.11 +19.0% N/A
2026-06-30 43 $75.12 $93.32 +24.2% N/A
2026-06-25 43 $76.14 $92.66 +21.7% N/A
2026-06-23 43 $76.53 $90.74 +18.6% N/A