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AJG Arthur J. Gallagher & Co.

insurance · 2026-10-14

N/A
too hard · 50
Owner-earnings value$68.35
Price$232.90
Margin of safety -70.7%

Quality gate · 50/100

Returns on capital 5.7/30
Consistency 19.0/22
Margins / pricing power 7.1/16
Balance sheet 12.7/16
Cash conversion 5.0/10
Capital allocation 0/6

⚠ weak through-cycle ROE (8%)

Median ROE8.1%
Gross margin41.9%
FCF conversion144%
Share count / yr+6.6%
Profitable years4/4

Moat & management

Owner-earnings inputs

Owner earnings (TTM)1.57B
Owner-earnings yield2.6%
Free-cash-flow yield3.8%
Growth used (normalized)8.0%
Terminal growth3.0%
Discount rate (hurdle)7.7%

⚠ financial — owner earnings ≈ net income · financial — valued by residual income (ROE vs cost of equity on book equity)

History

DateQualityPriceValueMoSRating
2026-10-14 50 $232.90 $68.35 -70.7% N/A
2026-09-11 50 $243.31 $77.97 -68.0% N/A
2026-08-11 50 $252.43 $84.54 -66.5% N/A
2026-07-09 50 $256.61 $92.38 -64.0% N/A
2026-07-02 50 $239.67 $91.83 -61.7% N/A
2026-06-25 54 $220.76 $94.01 -57.4% N/A
2026-06-23 54 $215.78 $91.31 -57.7% N/A