EFX Equifax
too hard · 64
Owner-earnings value$120.16
Price$172.54
Margin of safety
-30.4%
Quality gate · 64/100
⚠ sub-hurdle returns (median roic 8% < 9%)
Median ROIC8.2%
Gross margin55.5%
Net debt / EBITDA2.6x
FCF conversion104%
Share count / yr-0.6%
Profitable years4/4
Moat & management
Owner-earnings inputs
| Owner earnings (TTM) | 931.40M |
| Owner-earnings yield | 4.6% |
| Free-cash-flow yield | 5.5% |
| Growth used (normalized) | 5.8% |
| Market-implied growth (reverse DCF) | 15.0% |
| Terminal growth | 3.0% |
| Discount rate (hurdle) | 10.6% |
Projected owner earnings
| Yr | Owner earnings | Growth | PV |
|---|---|---|---|
| 1 | 985.87M | 5.8% | 891.18M |
| 2 | 1.04B | 5.5% | 850.16M |
| 3 | 1.09B | 5.2% | 808.58M |
| 4 | 1.15B | 4.9% | 766.73M |
| 5 | 1.20B | 4.6% | 724.85M |
| 6 | 1.25B | 4.3% | 683.18M |
| 7 | 1.30B | 3.9% | 641.96M |
| 8 | 1.35B | 3.6% | 601.38M |
| 9 | 1.39B | 3.3% | 561.65M |
| 10 | 1.44B | 3.0% | 522.94M |
Recent news
score · 8 articles
- Equifax Q3 Outlook Pressured by Contract Signing Delays, Oppenheimer Says
- 3 Cash-Producing Stocks That Concern Us
- 1 Mid-Cap Stock for Long-Term Investors and 2 That Underwhelm
- Is Equifax (EFX) A Bargain As New Debt Clouds Its Valuation?
- Equifax (EFX) Stock May Be Above Fair Value Despite The $750M Credit Bureau Deal
- Equifax’s AI Savings, Buybacks and Mexico Deal Could Be A Game Changer For Equifax (EFX)
- Equifax Inc (EFX) Q2 2026 Earnings Call Highlights: Strong Revenue Growth and Strategic ...
- Equifax Inc. Q2 2026 Earnings Call Summary
⚠ maintenance capex ≈ min(capex, D&A), capped at FCF · Price pays for ~15%/yr owner-earnings growth over 10y (reverse DCF); model credits 6%.