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GPN Global Payments

payments · 2026-10-27

N/A
too hard · 51
Owner-earnings value$35.36
Price$81.86
Margin of safety -56.8%

Quality gate · 51/100

Returns on capital 0/30
Consistency 17.8/22
Margins / pricing power 15.4/16
Balance sheet 1.4/16
Cash conversion 10/10
Capital allocation 5.9/6

⚠ sub-hurdle returns (median roic 3% < 9%)

Median ROIC3.1%
Gross margin63.9%
Net debt / EBITDA3.5x
FCF conversion195%
Share count / yr-3.5%
Profitable years4/4

Moat & management

Owner-earnings inputs

Owner earnings (TTM)618.81M
Owner-earnings yield2.9%
Free-cash-flow yield3.8%
Growth used (normalized)0.0%
Market-implied growth (reverse DCF)20.5%
Terminal growth3.0%
Discount rate (hurdle)9.0%

Projected owner earnings

YrOwner earningsGrowthPV
1618.81M 0.0%567.72M
2620.87M 0.3%522.58M
3625.01M 0.7%482.63M
4631.26M 1.0%447.20M
5639.68M 1.3%415.75M
6650.34M 1.7%387.78M
7663.35M 2.0%362.87M
8678.83M 2.3%340.68M
9696.93M 2.7%320.89M
10717.84M 3.0%303.22M

⚠ maintenance capex ≈ min(capex, D&A), capped at FCF · Price pays for ~21%/yr owner-earnings growth over 10y (reverse DCF); model credits 0%.

History

DateQualityPriceValueMoSRating
2026-10-27 51 $81.86 $35.36 -56.8% N/A
2026-10-13 51 $82.06 $35.36 -56.9% N/A
2026-09-29 51 $84.70 $35.36 -58.3% N/A
2026-09-15 51 $90.19 $35.36 -60.8% N/A
2026-09-01 51 $91.05 $35.36 -61.2% N/A
2026-08-18 51 $90.38 $35.36 -60.9% N/A
2026-08-04 50 $86.19 $20.51 -76.2% N/A
2026-07-21 50 $82.37 $20.51 -75.1% N/A
2026-07-08 50 $77.59 $20.51 -73.6% N/A
2026-07-02 50 $75.05 $20.51 -72.7% N/A
2026-07-01 50 $72.56 $20.51 -71.7% N/A
2026-06-25 50 $67.08 $20.51 -69.4% N/A
2026-06-23 50 $64.28 $20.51 -68.1% N/A