L Loews Corporation

insurance · 2026-10-28

N/A

too hard · 58

Owner-earnings value$138.27

Price$111.02

Margin of safety +24.5%

Quality gate · 58/100

Returns on capital 6.9/30

Consistency 20.0/22

Margins / pricing power 6.3/16

Balance sheet 13.8/16

Cash conversion 5.0/10

Capital allocation 6/6

⚠ weak through-cycle ROE (9%)

Median ROE8.6%

FCF conversion206%

Share count / yr-4.4%

Profitable years4/4

Moat & management

Owner-earnings inputs

Owner earnings (TTM)	1.69B
Owner-earnings yield	7.4%
Free-cash-flow yield	7.8%
Growth used (normalized)	8.0%
Terminal growth	3.0%
Discount rate (hurdle)	7.3%

⚠ financial — owner earnings ≈ net income · financial — valued by residual income (ROE vs cost of equity on book equity)

Date	Quality	Price	Value	MoS	Rating
2026-10-28	58	$111.02	$138.27	+24.5%	N/A
2026-09-25	58	$105.07	$131.51	+25.2%	N/A
2026-08-25	58	$111.45	$147.10	+32.0%	N/A
2026-07-23	58	$114.70	$140.16	+22.2%	N/A
2026-07-02	58	$114.12	$144.59	+26.7%	N/A
2026-06-25	61	$111.92	$147.79	+32.1%	N/A
2026-06-23	61	$110.58	$143.81	+30.1%	N/A

Date

Quality

Price

Value

MoS

Rating

2026-10-28

$111.02

$138.27

+24.5%

N/A

2026-09-25

$105.07

$131.51

+25.2%

N/A

2026-08-25

$111.45

$147.10

+32.0%

N/A

2026-07-23

$114.70

$140.16

+22.2%

N/A

2026-07-02

$114.12

$144.59

+26.7%

N/A

2026-06-25

$111.92

$147.79

+32.1%

N/A

2026-06-23

$110.58

$143.81

+30.1%

N/A

Quality gate · 58/100

Moat & management

Owner-earnings inputs

History