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LOW Lowe's

retail · 2026-10-08

N/A
too hard · 81
Owner-earnings value$177.81
Price$181.54
Margin of safety -2.1%

Quality gate · 81/100

Returns on capital 30/30
Consistency 19.9/22
Margins / pricing power 9.9/16
Balance sheet 5.8/16
Cash conversion 10/10
Capital allocation 5.7/6

⚠ negative book equity

Median ROIC38.7%
Gross margin33.1%
Net debt / EBITDA3.4x
FCF conversion102%
Share count / yr-2.3%
Profitable years4/4

Moat & management

Owner-earnings inputs

Owner earnings (TTM)6.84B
Owner-earnings yield6.7%
Free-cash-flow yield6.9%
Growth used (normalized)0.0%
Market-implied growth (reverse DCF)0.5%
Terminal growth3.0%
Discount rate (hurdle)9.2%

Projected owner earnings

YrOwner earningsGrowthPV
16.84B 0.0%6.27B
26.87B 0.3%5.76B
36.91B 0.7%5.30B
46.98B 1.0%4.90B
57.07B 1.3%4.55B
67.19B 1.7%4.24B
77.34B 2.0%3.96B
87.51B 2.3%3.71B
97.71B 2.7%3.48B
107.94B 3.0%3.28B

⚠ maintenance capex ≈ min(capex, D&A), capped at FCF · Price pays for ~0%/yr owner-earnings growth over 10y (reverse DCF); model credits 0%.

History

DateQualityPriceValueMoSRating
2026-10-08 81 $181.54 $177.81 -2.1% N/A
2026-09-01 81 $204.70 $182.10 -11.0% N/A
2026-07-24 81 $201.92 $182.12 -9.8% N/A
2026-07-02 81 $221.92 $182.12 -17.9% N/A
2026-06-25 81 $221.45 $182.12 -17.8% N/A
2026-06-23 81 $213.54 $182.12 -14.7% N/A