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PNC PNC Financial Services

bank · 2026-10-14

N/A
fair · 64
Owner-earnings value$206.32
Price$219.48
Margin of safety -6.0%

Quality gate · 64/100

Returns on capital 13.8/30
Consistency 21.0/22
Margins / pricing power 4/16
Balance sheet 14.9/16
Cash conversion 5.0/10
Capital allocation 5.4/6
Median ROE11.2%
FCF conversion129%
Share count / yr-0.9%
Profitable years4/4

Moat & management

Owner-earnings inputs

Owner earnings (TTM)7.63B
Owner-earnings yield8.7%
Free-cash-flow yield8.6%
Growth used (normalized)3.0%
Terminal growth3.0%
Discount rate (hurdle)9.4%

⚠ financial — owner earnings ≈ net income · financial — valued by residual income (ROE vs cost of equity on book equity)

History

DateQualityPriceValueMoSRating
2026-10-14 64 $219.48 $206.32 -6.0% N/A
2026-09-25 64 $223.34 $209.71 -6.1% N/A
2026-09-08 64 $245.60 $215.33 -12.3% N/A
2026-08-20 64 $246.46 $216.75 -12.1% N/A
2026-08-03 64 $249.87 $211.24 -15.5% N/A
2026-07-15 64 $251.88 $212.00 -15.8% N/A
2026-07-02 64 $251.62 $212.63 -15.5% N/A
2026-06-25 67 $239.92 $213.80 -10.9% N/A
2026-06-23 67 $238.67 $212.34 -11.0% N/A