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RF Regions Financial Corporation

bank · 2026-10-15

N/A
fair · 65
Owner-earnings value$27.72
Price$26.89
Margin of safety +3.1%

Quality gate · 65/100

Returns on capital 15.0/30
Consistency 20.7/22
Margins / pricing power 4/16
Balance sheet 14.6/16
Cash conversion 5.0/10
Capital allocation 5.7/6
Median ROE11.6%
FCF conversion102%
Share count / yr-2.5%
Profitable years4/4

Moat & management

Owner-earnings inputs

Owner earnings (TTM)2.23B
Owner-earnings yield9.7%
Free-cash-flow yield7.6%
Growth used (normalized)1.7%
Terminal growth3.0%
Discount rate (hurdle)10.0%

⚠ financial — owner earnings ≈ net income · financial — valued by residual income (ROE vs cost of equity on book equity)

History

DateQualityPriceValueMoSRating
2026-10-15 65 $26.89 $27.72 +3.1% N/A
2026-09-28 65 $27.62 $28.71 +3.9% N/A
2026-09-09 65 $30.07 $29.41 -2.2% N/A
2026-08-21 65 $30.22 $29.54 -2.3% N/A
2026-08-04 65 $31.48 $29.36 -6.7% N/A
2026-07-16 65 $31.48 $29.76 -5.5% N/A
2026-07-02 65 $30.80 $29.76 -3.4% N/A
2026-06-25 68 $29.49 $29.91 +1.4% N/A
2026-06-23 68 $29.29 $29.72 +1.5% N/A