STT State Street Corporation

capital_markets · 2026-10-22

N/A

fair · 60

Owner-earnings value$112.62

Price$168.95

Margin of safety -33.3%

Quality gate · 60/100

Returns on capital 12.3/30

Consistency 18.7/22

Margins / pricing power 4/16

Balance sheet 14.6/16

Cash conversion 5.0/10

Capital allocation 6/6

Median ROE10.6%

FCF conversion75%

Share count / yr-7.2%

Profitable years4/4

Moat & management

Owner-earnings inputs

Owner earnings (TTM)	3.46B
Owner-earnings yield	7.4%
Free-cash-flow yield	4.4%
Growth used (normalized)	4.8%
Terminal growth	3.0%
Discount rate (hurdle)	11.5%

⚠ financial — owner earnings ≈ net income · financial — valued by residual income (ROE vs cost of equity on book equity)

Date	Quality	Price	Value	MoS	Rating
2026-10-22	60	$168.95	$112.62	-33.3%	N/A
2026-09-15	60	$188.16	$115.27	-38.7%	N/A
2026-08-07	60	$184.92	$119.71	-35.3%	N/A
2026-07-02	60	$169.67	$100.65	-40.7%	N/A
2026-06-25	63	$168.87	$101.65	-39.8%	N/A
2026-06-23	63	$173.73	$100.41	-42.2%	N/A

Date

Quality

Price

Value

MoS

Rating

2026-10-22

$168.95

$112.62

-33.3%

N/A

2026-09-15

$188.16

$115.27

-38.7%

N/A

2026-08-07

$184.92

$119.71

-35.3%

N/A

2026-07-02

$169.67

$100.65

-40.7%

N/A

2026-06-25

$168.87

$101.65

-39.8%

N/A

2026-06-23

$173.73

$100.41

-42.2%

N/A

Quality gate · 60/100

Moat & management

Owner-earnings inputs

History