WTW Willis Towers Watson

insurance · 2026-10-07

N/A

fair · 51

Owner-earnings value$143.64

Price$291.98

Margin of safety -50.8%

Quality gate · 51/100

Returns on capital 12.2/30

Consistency 11.4/22

Margins / pricing power 9.9/16

Balance sheet 6.2/16

Cash conversion 5.0/10

Capital allocation 6.0/6

Median ROE10.6%

Gross margin42.2%

FCF conversion127%

Share count / yr-3.8%

Profitable years3/4

Moat & management

Owner-earnings inputs

Owner earnings (TTM)	1.56B
Owner-earnings yield	5.8%
Free-cash-flow yield	6.2%
Growth used (normalized)	3.1%
Terminal growth	3.0%
Discount rate (hurdle)	7.5%

⚠ financial — owner earnings ≈ net income · financial — valued by residual income (ROE vs cost of equity on book equity)

Date	Quality	Price	Value	MoS	Rating
2026-10-07	51	$291.98	$143.64	-50.8%	N/A
2026-09-04	51	$342.06	$150.63	-56.0%	N/A
2026-08-04	51	$341.63	$150.89	-55.8%	N/A
2026-07-02	51	$275.04	$152.61	-44.5%	N/A
2026-06-25	58	$261.50	$153.84	-41.2%	N/A
2026-06-23	58	$257.55	$152.31	-40.9%	N/A

Date

Quality

Price

Value

MoS

Rating

2026-10-07

$291.98

$143.64

-50.8%

N/A

2026-09-04

$342.06

$150.63

-56.0%

N/A

2026-08-04

$341.63

$150.89

-55.8%

N/A

2026-07-02

$275.04

$152.61

-44.5%

N/A

2026-06-25

$261.50

$153.84

-41.2%

N/A

2026-06-23

$257.55

$152.31

-40.9%

N/A

Quality gate · 51/100

Moat & management

Owner-earnings inputs

History