Corpay · payments
good · 72
narrow moat
Value$421.68
Price$395.16
MoS
+6.7%
High-margin B2B payments toll road priced for 5% growth; 7% plausible, but leverage and fee-ethics keep it narrow-moat.
Wonderful businesses at a margin of safety
2026-09-24
19fat pitches
200on watchlist
8/22cleared gate today
102%universe scanned
5.1%risk-free
Today's wonderful businesses · 4 deep-dived of 22 scanned
Halliburton · energy
good · 69
narrow moat
Value$34.80
Price$33.01
MoS
+5.4%
Well-run cyclical toll collector on drilling, cheap-ish, but no durable pricing power to hold forever.
Synchrony Financial · consumer_finance
good · 77
narrow moat
Value$69.41
Price$70.67
MoS
-1.8%
A cheap, well-run store-card lender and a fair business, but cyclical credit and partner leverage keep it short of wonderful.
Hartford (The) · insurance
good · 78
narrow moat
Value$122.17
Price$126.59
MoS
-3.5%
Disciplined small-commercial underwriter with a buyback tailwind, but peak-cycle ROE limits it to fair value.
Watchlist · 200 wonderful businesses · 19 at a margin of safety
The quality gate has scanned 511 of 503 names; these are the ones worth owning at the right price. See the full watchlist →
| Ticker | Sector | Quality | Moat | Price | Value | Margin of safety | Rating |
|---|---|---|---|---|---|---|---|
| CF | materials | wonderful · 85 | narrow moat | $120.64 | $188.21 | +56.0% | STRONG BUY |
| ZTS | pharma | wonderful · 90 | no moat | $71.61 | $108.02 | +50.9% | HOLD |
| IT | software | wonderful · 94 | wide moat | $178.52 | $267.09 | +49.6% | STRONG BUY |
| CTSH | software | wonderful · 81 | narrow moat | $59.14 | $86.92 | +47.0% | HOLD |
| PYPL | payments | wonderful · 85 | no moat | $52.51 | $72.59 | +38.2% | HOLD |
| GDDY | technology | wonderful · 82 | no moat | $96.38 | $132.44 | +37.4% | HOLD |
| DECK | apparel | wonderful · 97 | no moat | $78.59 | $107.95 | +37.4% | HOLD |
| ACGL | insurance | wonderful · 81 | narrow moat | $95.16 | $129.84 | +36.4% | BUY |
| LULU | apparel | wonderful · 95 | narrow moat | $102.28 | $138.70 | +35.6% | HOLD |
| INTU | software | good · 79 | wide moat | $286.80 | $387.82 | +35.2% | HOLD |
| ACN | software | wonderful · 89 | narrow moat | $183.52 | $242.23 | +32.0% | HOLD |
| APA | energy | good · 76 | narrow moat | $43.70 | $56.70 | +29.7% | BUY |
| INCY | pharma | good · 77 | no moat | $124.64 | $156.30 | +25.4% | HOLD |
| ADBE | software | wonderful · 96 | no moat | $240.69 | $300.84 | +25.0% | HOLD |
| PTC | software | good · 72 | no moat | $140.40 | $175.01 | +24.7% | HOLD |
| SOLV | healthcare | good · 73 | narrow moat | $88.37 | $109.55 | +24.0% | BUY |
| VLO | energy | good · 73 | no moat | $375.84 | $465.45 | +23.8% | HOLD |
| NVR | retail | wonderful · 88 | wide moat | $6,241.61 | $7,666.75 | +22.8% | HOLD |
| UHS | healthcare | good · 69 | no moat | $181.39 | $218.86 | +20.7% | HOLD |
| UBER | industrial | good · 68 | narrow moat | $69.42 | $82.20 | +18.4% | HOLD |