Verisk Analytics · industrial
wonderful · 90
wide moat
Value$166.53
Price$168.38
MoS
-1.1%
Toll booth on U.S. P&C insurance data; wonderful business, but the price already implies its ~8% growth.
Wonderful businesses at a margin of safety
2026-10-02
16fat pitches
200on watchlist
4/22cleared gate today
102%universe scanned
5.2%risk-free
Fat pitch of the day
opus
PYPL PayPal
Cash cow with an eroding checkout moat; the price assumes decline, and buybacks at a 10% yield do the work.
BUY
wonderful · 85
narrow moat
payments
Owner-earnings value$73.33
Price$53.06
Margin of safety
+38.2%
PayPal earns a percentage fee on payment volume it processes. Its main products are branded PayPal checkout (the high-margin core), Braintree's unbranded card processing for large merchants (high volume, thin margins), Venmo, and Xoom. It also earns interest on customer balances and income from credit products and value-added merchant services.
Full moat, owner-earnings & quality breakdown →Today's wonderful businesses · 3 deep-dived of 22 scanned
PPG Industries · materials
good · 70
narrow moat
Value$100.79
Price$104.67
MoS
-3.7%
Sticky specialty coatings franchise, but flat growth means the price already pays for its prospects.
Watchlist · 200 wonderful businesses · 16 at a margin of safety
The quality gate has scanned 511 of 503 names; these are the ones worth owning at the right price. See the full watchlist →
| Ticker | Sector | Quality | Moat | Price | Value | Margin of safety | Rating |
|---|---|---|---|---|---|---|---|
| CF | materials | wonderful · 85 | narrow moat | $114.54 | $188.21 | +64.3% | STRONG BUY |
| ZTS | pharma | wonderful · 90 | no moat | $69.10 | $108.02 | +56.3% | HOLD |
| LULU | apparel | wonderful · 95 | narrow moat | $95.86 | $141.64 | +47.8% | HOLD |
| CTSH | software | wonderful · 81 | narrow moat | $60.88 | $86.92 | +42.8% | STRONG BUY |
| PYPL | payments | wonderful · 85 | narrow moat | $53.06 | $73.33 | +38.2% | BUY |
| ACGL | insurance | wonderful · 81 | narrow moat | $94.26 | $129.84 | +37.8% | HOLD |
| INTU | software | wonderful · 84 | wide moat | $282.78 | $388.00 | +37.2% | HOLD |
| GDDY | technology | wonderful · 82 | no moat | $96.98 | $132.44 | +36.6% | HOLD |
| INCY | pharma | good · 77 | no moat | $117.14 | $156.30 | +33.4% | HOLD |
| DECK | apparel | wonderful · 97 | narrow moat | $79.57 | $105.10 | +32.1% | HOLD |
| APA | energy | good · 76 | narrow moat | $43.34 | $56.70 | +30.8% | BUY |
| SOLV | healthcare | good · 73 | narrow moat | $87.77 | $114.71 | +30.7% | BUY |
| NVR | retail | wonderful · 88 | wide moat | $6,126.38 | $7,666.75 | +25.1% | HOLD |
| UHS | healthcare | good · 69 | no moat | $175.07 | $218.86 | +25.0% | HOLD |
| ADBE | software | wonderful · 96 | no moat | $241.28 | $300.84 | +24.7% | HOLD |
| UBER | industrial | good · 69 | narrow moat | $67.88 | $84.06 | +23.8% | HOLD |
| IT | software | wonderful · 94 | narrow moat | $192.80 | $231.17 | +19.9% | HOLD |
| PTC | software | good · 72 | no moat | $146.47 | $175.01 | +19.5% | HOLD |
| BR | industrial | good · 75 | wide moat | $161.15 | $190.08 | +18.0% | HOLD |
| AOS | industrial | wonderful · 88 | wide moat | $56.67 | $65.45 | +15.5% | HOLD |