Wonderful businesses at a margin of safety
Hershey Company (The) · consumer_staples
Wide-moat American candy franchise at a fair price; growth only roughly matches the ~6% already priced in.
UnitedHealth Group · healthcare
An unrivaled healthcare toll road at trough margins, but Washington controls the toll; the price already assumes recovery.
Synchrony Financial · consumer_finance
Cheap, buyback-driven card lender with a narrow, partner-dependent moat; fair business priced fairly, not a forever compounder.
PTC Inc. · software
Sticky PLM franchise worth owning, but the price already assumes ~12% growth; underwrite 9%, so no margin of safety.
The quality gate has scanned 511 of 503 names; these are the ones worth owning at the right price. See the full watchlist →
| Ticker | Sector | Quality | Moat | Price | Value | Margin of safety | Rating |
|---|---|---|---|---|---|---|---|
| CF | materials | wonderful · 85 | narrow moat | $116.02 | $188.21 | +62.2% | STRONG BUY |
| CTSH | software | wonderful · 81 | narrow moat | $57.22 | $86.92 | +51.9% | HOLD |
| ZTS | pharma | wonderful · 90 | no moat | $71.33 | $108.02 | +51.4% | HOLD |
| LULU | apparel | wonderful · 95 | narrow moat | $93.61 | $141.64 | +51.3% | HOLD |
| INCY | pharma | good · 77 | no moat | $112.73 | $156.30 | +38.7% | HOLD |
| ACGL | insurance | wonderful · 81 | narrow moat | $94.82 | $129.84 | +36.9% | HOLD |
| GDDY | technology | wonderful · 82 | no moat | $98.18 | $132.44 | +34.9% | HOLD |
| PYPL | payments | wonderful · 85 | narrow moat | $54.61 | $73.33 | +34.3% | BUY |
| INTU | software | wonderful · 84 | wide moat | $289.81 | $388.00 | +33.9% | HOLD |
| SOLV | healthcare | good · 73 | narrow moat | $87.04 | $114.71 | +31.8% | BUY |
| DECK | apparel | wonderful · 97 | narrow moat | $81.66 | $105.10 | +28.7% | HOLD |
| APA | energy | good · 76 | narrow moat | $44.10 | $56.70 | +28.6% | BUY |
| NVR | retail | wonderful · 88 | wide moat | $6,046.60 | $7,666.75 | +26.8% | HOLD |
| ADBE | software | wonderful · 96 | no moat | $238.12 | $300.84 | +26.3% | HOLD |
| ACN | software | wonderful · 89 | narrow moat | $193.40 | $242.23 | +25.2% | BUY |
| IT | software | wonderful · 94 | narrow moat | $184.92 | $231.17 | +25.0% | BUY |
| UHS | healthcare | good · 69 | narrow moat | $177.08 | $217.10 | +22.6% | HOLD |
| UBER | industrial | good · 69 | narrow moat | $69.08 | $84.06 | +21.7% | HOLD |
| BR | industrial | good · 75 | wide moat | $158.66 | $190.08 | +19.8% | HOLD |
| CPRT | industrial | wonderful · 86 | wide moat | $26.82 | $31.42 | +17.1% | HOLD |