Jack Henry & Associates · payments
wonderful · 89
wide moat
Value$158.17
Price$153.12
MoS
+3.3%
Tollbooth on community-bank infrastructure; brutal switching costs compound patiently for decades.
Wonderful businesses at a margin of safety
2026-08-19
13fat pitches
200on watchlist
10/22cleared gate today
101%universe scanned
4.7%risk-free
Today's wonderful businesses · 4 deep-dived of 22 scanned
D. R. Horton · retail
good · 72
no moat
Value$148.28
Price$145.68
MoS
+1.8%
Model unavailable; showing baseline owner-earnings value.
Veeva Systems · healthcare
good · 74
no moat
Value$218.69
Price$242.75
MoS
-9.9%
Model unavailable; showing baseline owner-earnings value.
Blackstone Inc. · capital_markets
good · 74
no moat
Value$15.37
Price$140.59
MoS
-89.1%
Model unavailable; showing baseline owner-earnings value.
Watchlist · 200 wonderful businesses · 13 at a margin of safety
The quality gate has scanned 508 of 503 names; these are the ones worth owning at the right price. See the full watchlist →
| Ticker | Sector | Quality | Moat | Price | Value | Margin of safety | Rating |
|---|---|---|---|---|---|---|---|
| LULU | apparel | wonderful · 95 | wide moat | $119.01 | $181.92 | +52.9% | HOLD |
| DECK | apparel | wonderful · 97 | wide moat | $89.51 | $132.60 | +48.1% | HOLD |
| ZTS | pharma | wonderful · 90 | wide moat | $73.96 | $109.18 | +47.6% | HOLD |
| CTSH | software | wonderful · 81 | narrow moat | $57.78 | $82.52 | +42.8% | HOLD |
| NVR | retail | wonderful · 88 | narrow moat | $6,248.37 | $8,715.45 | +39.5% | HOLD |
| CF | materials | wonderful · 85 | narrow moat | $119.72 | $166.44 | +39.0% | BUY |
| ACN | software | wonderful · 89 | wide moat | $172.93 | $238.59 | +38.0% | HOLD |
| PYPL | payments | wonderful · 85 | narrow moat | $60.43 | $82.15 | +35.9% | BUY |
| ACGL | insurance | wonderful · 81 | narrow moat | $98.91 | $132.18 | +33.6% | BUY |
| GDDY | technology | wonderful · 82 | narrow moat | $95.80 | $123.84 | +29.3% | BUY |
| UHS | healthcare | good · 69 | no moat | $173.09 | $218.86 | +26.4% | HOLD |
| SOLV | healthcare | good · 73 | narrow moat | $87.45 | $109.55 | +25.3% | BUY |
| ADBE | software | wonderful · 96 | wide moat | $263.14 | $315.78 | +20.0% | HOLD |
| VLO | energy | good · 73 | narrow moat | $350.05 | $407.15 | +16.3% | HOLD |
| PTC | software | good · 72 | narrow moat | $146.48 | $166.02 | +13.3% | HOLD |
| BR | industrial | good · 75 | wide moat | $169.86 | $190.08 | +11.9% | HOLD |
| CDW | technology | good · 74 | narrow moat | $134.97 | $150.81 | +11.7% | HOLD |
| INCY | pharma | good · 77 | no moat | $123.47 | $137.73 | +11.5% | HOLD |
| RMD | healthcare | wonderful · 92 | wide moat | $219.98 | $243.52 | +10.7% | HOLD |
| UBER | industrial | good · 68 | narrow moat | $74.66 | $82.20 | +10.1% | HOLD |